Money lessons for the class of 2022

You've graduated college! Congratulations! Now enter the workforce. You'll be paid regularly. Money brings responsibilities.

Establish a monthly budget 

Early on, create a budget. Monthly income and expenses Paycheck is the main revenue component. Include side income if you have one.

Track your spending 

Tracking your expenditures may help you live within your means and stay on budget. Tracking your expenditures helps you evaluate whether you're sticking to your budget.

Save for retirement 

Long till retirement is one of your major benefits. Compounding retirement savings over 30 or 40 years is a substantial benefit.


Start investing in a taxable account outside your 401(k) or other company retirement plan. The money in 401(k)s and IRAs isn't readily accessible before retirement.

Give back 

Being successful means helping others less fortunate. Charity is one of the best uses of money. Even tiny donations assist others.

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